Last Updated: March 31, 2026
Welcome to EMF Global. These Terms of Service ("Terms") govern your access to and use of our website, services, programs, and resources. Please read these Terms carefully before using our services.
By accessing and using the EMF Global website and services, you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.
You must be at least 18 years old to use our services independently. Minors may participate in our programs with parental or guardian consent.
You agree to use our services only for lawful purposes and in accordance with these Terms. You must not use our services in any way that violates any applicable laws or regulations.
If you create an account with us, you are responsible for maintaining the security of your account and password. You agree to notify us immediately of any unauthorized access or use of your account.
All content on our website, including text, graphics, logos, images, and software, is the property of EMF Global or its content suppliers and is protected by intellectual property laws.
By submitting content to our website or services, you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, and distribute that content in connection with our services.
You may not reproduce, distribute, modify, create derivative works of, publicly display, or exploit any content from our website without our express written permission.
All donations and payments are processed securely through third-party payment processors. We do not store your complete payment card information.
Donations to EMF Global may be tax-deductible to the extent permitted by law. Please consult with your tax advisor for specific guidance.
Donations are generally non-refundable. If you believe an error has been made, please contact us within 30 days of the transaction.
Our services are provided "as is" and "as available" without any warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
While we strive to provide accurate and up-to-date information, we make no representations or warranties regarding the accuracy, completeness, or reliability of any content on our website.
Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these third-party sites.
To the maximum extent permitted by law, EMF Global shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:
You agree to indemnify, defend, and hold harmless EMF Global, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your access to or use of our services or your violation of these Terms.
We reserve the right to terminate or suspend your access to our services immediately, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use our services will immediately cease.
These Terms shall be governed by and construed in accordance with the laws of Ghana, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of our services shall be resolved in the courts of Ghana.
We reserve the right to modify or replace these Terms at any time at our sole discretion. If a revision is material, we will provide at least 30 days' notice before any new terms take effect. Your continued use of our services after any changes constitutes acceptance of those changes.
If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced to the fullest extent under law.
If you have any questions about these Terms of Service, please contact us at:
Email: Astevens@emfglobal.net
Phone: 929-476-9067
Address: Accra, Ghana